But you already said you got as high as around 30mpg in the past. I guess your new commute must involve a fair amount of city driving - or you just haven't done it enough to really know.
If this is a career type job you can just move closer to work to solve the mpg issue - few miles = few gallons.
If you really want an econobox just sell the MDX and buy a used econobox and pocket the difference so that once you get tired of the econobox you can then buy whatever your new fancy is. I know you love your MDX and probably won't do this but I'm just offering practical advice.
Alternatively just do a bit of basic math and calculate what the mileage difference between the MDX and an econobox really is in terms of dollars per month or year and you might find it's not as significant as you thought and probably doesn't justify buying an additional vehicle, which carries along with it insurance, maintenance, out of pocket cost (hopefully you're smart enough to not get a loan for it), etc.
New commute is more than just a fair amount of city driving; I don't even touch the Turnpike or I-4 at all...... Basically, the city driving is what caused our 99 Accord to become a money pit.
Ideally, would have gone the used market and saving up money to buy in cash, but I'm still seeing what my previous ride costs now (a 6 y/o Nissan Econobox) still asking near MSRP! Anything decent within the past decade with reasonable mileage is kinda high. Idea here is to move the MDX back into weekend status, since I miss having the fun aspect of driving it. Plus, I know it doesn't sound economical after a certain amount of time, but I want to keep my MDX as long as possible, maybe trying to beat the timeframe we owned our 99 Accord.
I need fuel to last me for a long time between fill-ups because of the entry level IT position I am in and the pay rate. Fuel prices especially 87, is roughly 1/4 of my hourly pay; we can clearly forget premium since that's well over $5/gal. The job I am at is less than half mile from my dads former employer. Previous car came at like 26 MPG in city and heavy abusive pizza delivery driving. Just shocked to still see 19 MPG while I am driving cautiously, minimizing the amount of time the MDX sits in idle, and drive within 45 MPH to 60 MPH. Just can't emphasize the amount of caution I am using here.
Here's the thing though. I am planning to aggressively save so it will take at least 6 months to save a good amount for a decent car that I can use on the daily and use the MDX on the weekends. With that said, if I have to go to an auto loan, I would prefer it being my own bank or from the manufacturer directly. Hopefully by then the used market will crash and prices will come down. But I got at least 6 months to evaluate whether or not an econobox is worth it as a daily and keep the MDX as a weekend whip, or just daily the MDX and buy something interesting as weekend toy. Definitely do got plans to go back into investing in cryptos and maybe try out stocks while heavily saving.
A co-worker did advise me to go new especially in this market.
Doing the math as suggested by mdxstang:
Let's assume you bought a 2010 Prius with 150,000 miles on it for $9,000 (current market value) that gets 50 mpg city/hwy, and you commute 12,000 miles per year. Assume Gas is $4.00 in Florida.
The MDX, at 20mpg, would consume 600 gallons of gasoline, costing you $2,400 annually.
The Prius would consume 240 gallons, costing $960 annually.
It would take 6.25 YEARS of only driving the Prius for the fuel savings to justify the purchase of the econobox, excluding insurance, tax, registration fees, battery degradation, and maintenance of a 12 year old, 150k mile vehicle.
I personally couldn't stand 6.25 days of driving a Prius so I'll keep my MDX.
I'm expecting my final significant insurance premium hike in June and from next year, my premiums should start to go back down. This would be from my 2 at-faults from 2020. I could try to change my route, but that would mean hopping onto the FL turnpike for roughly 15 miles considering work is really close to the turnpike exit and home is ~4 miles far from the turnpike. Maybe hitting one or two toll booths along the way.