I like them for the peace of mind, but its up to each person whether they want them or they don't. I do keep my vehicles for a while though. That MDX transmission is about 5k, the engine is about the same. Hopefully it will never break but if it does I don't mind paying a little more each month to have it covered. As far as not getting an extended warranty because you make plenty of money, heck, drop the medical, life and house insurance too. Maybe I'm paranoid.