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Discussion Starter · #1 ·
Like the title says, I am thinking about getting an extended warranty for my recently purchased 2008 one owner MDX base model with 57,000 miles. Everything seems fine with the car, but I have concerns with the amount of electronics it contains, and the issues that I have read about regarding problems with the transmissions in these vehicles. My intent is to hold on to this vehicle until it hits 200,000 miles, which should take about 8 years.

Since I didn't purchase the vehicle through an Acura dealer I am concluding that an extended warranty through Acura is probably out of the question. If that is in fact true, I would be interested in hearing what others have to say on the subject (pros/cons, what companies to consider and why, and who to stay away from). I've never purchased an extended warranty before, but am rethinking that given that I plan on holding on to this car for awhile. And there's the transmission issue.....
Thanks,
Tom
 

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Acura requires their coverage to be purchased prior to the factory vehicle warranty expiring... As you are out of warranty, you would not be eligible for those policies.


Generally speaking, I think third party warranties are scams and I would avoid them. Statistically speaking, they take in considerably more money than they pay out, so although you will find a few people who claim a warranty saved their butt, the fact is that most people pay for policies and get little or no claims paid.
 

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Depending on the extended warranty, items that would fail in the next 8 years may or may not be covered. The fine print may limited you to:
- certain shops in the local area
- force you do all scheduled maint at their approved shops
- may not cover you out of a certain area
- may not cover certain parts because because of normal wear/tear like starter, battery, alternator, A/C, suspension, brake rotor, etc...
- long reimbursement process and they might limit payments if a shop charges too much (Acura wanted $2700 to replace my A/C compressor, local shop did it for $530+purchased A/C compress+clutch on eBay for $130)
- non transferable to new owner or may not be able to cancel for pro-rated refund before it runs out

I've have an 06 TSX Navi and 08 RDX tech with +150,000 each. Other than routine maint/tires/brakes/wipers; it has been just one upper control arm, one power steering pump (eBay used $100), A/C compressor (eBay $130), sun visor clip, and one set of 4 coil packs ($800 total Acura) between both vehicles after +5 years once I past 100K. Most of parts that will fail in the next 8 years are pretty inexpensive at auto parts stores, online, or eBay motors for MDX like power steering pump, A/C compressor, alternators, suspension, etc...
 

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The Acura Care extended warranty is actually pretty good to have if you are the original owner of the vehicle. https://www.curryacuracare.com/coverage.cfm The 3rd party extended warranties are a waste of time and money as they limit the claims and prorate items and have their customer jumping through hoops truly a dog and pony show that all should avoid in my on personal opinion.
 

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Over the past 55 years I have chosen to pass on all the extended warranties offered me for Automobile, Motorcycle, Appliance, Audio-Visual Components, etc., etc., etc. By a conservative estimate, that has saved me $1000 a year. That's $55K total if I hide it in my mattress, or about $100K if put in a safe investment. I have spent less than $1000 for repairs that would have been covered, because I carefully review my purchases for an excellent reliability reputation (Sony, Acura, Honda, Toyota, Maytag, etc.) before I buy.

My dad was a trial lawyer and dealt with many insurance companies. He realized just how much profit they retained. His advice to me: "Only insure against the largest losses", like Home and new car collision and comprehensive. Thanks for the good advice, Dad.
 

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Since the Acura Care option has expired, don't waste you money on a 3rd party warranty.

The 2008, 2nd generation MDX, doesn't have the troubles, which you mentioned.

Note...It has an interference engine and a critical timing belt.
It should be changed after 7 years (2008 + 7 = 2015ish)?

You could be driving on borrowed time.

If the dealer can not get you a copy of the receipt, look at the title and contact the previous owner. It's not being rude, if you say...I bought your old MDX. Where and when did you have the timing belt replaced?

An Acura shop will charge between $1,400 to $1,800.
 

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Discussion Starter · #7 ·
Thanks for all of the replies. Lots of good insight in them, and I am inclined to agree that most third party warranties are often a scam. I was hoping that someone here had found one that was legit.

My auto insurance company (USAA) sells one but it is actually a policy from Assurant Solutions. There are many complaints regarding shabby treatment and refusal to cover repairs by Assurant on the USAA community web page, with the most often cited rationale being "normal wear and tear." In the comments it also appears that USAA is powerless to exert any influence over their vendor to correct these issues. Lots of "we're elevating this to management" comments with no follow-on documented resolution in favor of the customer.

-I'm 62 years old and have never bought an extended warranty on anything. The transmission/torque converter issue with this vehicle concerns me a little, as I just sold a 1st gen Nissan Murano that had experienced CVT issues, a problem for which those vehicles are known. I was able to find and repair what I believe was the source of the problem (step motor), but after the car hung up on me several times in passing gear while on a long trip I was never confident enough with it to take it on another long trip.

-I like to perform my own minor repairs and routine maintenance, which looks like a show stopper with many of the available extended warranties.

-Wilsoncc, since I'm not the original owner and found the car at a small mom n pop independent dealership I am out of luck getting anything with Acura.

-mrgold35, I appreciate where you're coming from. The Murano went out the door with a ton of new parts, all installed here at home, including 2 front hub assemblies, spark plugs, coil packs, new valve covers and gaskets, brakes, and the aforementioned transmission step motor, transmission pan gasket, etc. With the exception of tires, a battery and brake items, all the parts were sourced from either Rock Auto, Amazon or E-bay for much less than they would have cost across the parts counter at the local Nissan store. I had roughly $1,700 in the car for everything, which I had purchased for only $5,000 and sold after 2-1/2 years and racking up 55,000 miles for $6,000, so I felt pretty good about it, despite the fact that keeping it running became a hobby.

Tom
 

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I've been an USAA member since 1988. I would think a 3rd party warranty with them would be a sure bet?

I did do Acura Care (5yr/120K, $2390) purchased online in 2014 before my 4/50K expired on my MDX. I only got the warranty because my 11 MDX Adv magnetic front struts failed at 35K and I was going to keep my X +120,000 miles. I used my Acura Care to replace my two front seat heaters and my rear magnetic shocks that went out at 107K. I now have 117K on my X and I think I broke even with Acura Care. I need my front magnetic struts to fail in the next 3,000 miles to come out ahead in the game.

I skipped Acura Care for my 06 TSX and 08 RDX.
 

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Acura requires their coverage to be purchased prior to the factory vehicle warranty expiring... As you are out of warranty, you would not be eligible for those policies.


Generally speaking, I think third party warranties are scams and I would avoid them. Statistically speaking, they take in considerably more money than they pay out, so although you will find a few people who claim a warranty saved their butt, the fact is that most people pay for policies and get little or no claims paid.
Yep, on average the house always wins and, in the case of extended auto warranties, it wins big time. However, some people have lots of dough and tend to worry about stuff so wasting money on an extended warranty is worth it just to give peace of mind.
 

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Discussion Starter · #10 ·
Yep, on average the house always wins and, in the case of extended auto warranties, it wins big time. However, some people have lots of dough and tend to worry about stuff so wasting money on an extended warranty is worth it just to give peace of mind.
I son't have lots of dough. Just wanted the piece of mind of a warranty. That said, it appears I'm better off just setting money aside for a potential repair as opposed to purchasing an extended warranty.
 

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I guess I was lucky. I got my 2008 MDX last year with a 108K miles on it. It just went thru a major sevice before I bought last August. I opted to get a third party extended warranty for 2 years. It was thru Fidelity and I had no problems with them.My car went in for a leaking transfer case seal and another leak by the oil pump. I took my car into the dealership hoping they would take care (and they did). They took care of all the work dealing with the warranty company and it wasn't even from the dealership where I bought the car.

The warranty company ended up replacing all the seals and the oil pump along with all oil replaced upon recommendations from the dealer with no arguments. So far I'm out ahead on my extended warranty and have one year left on the warranty.

I do have a $200 deductible but still a good deal foe me.

This 2008 has been solid with no issues, other then what was mentioned.

Car is now at 122K and doing good.
 

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I guess I was lucky. I got my 2008 MDX last year with a 108K miles on it. It just went thru a major sevice before I bought last August. I opted to get a third party extended warranty for 2 years. It was thru Fidelity and I had no problems with them.My car went in for a leaking transfer case seal and another leak by the oil pump. I took my car into the dealership hoping they would take care (and they did). They took care of all the work dealing with the warranty company and it wasn't even from the dealership where I bought the car.

The warranty company ended up replacing all the seals and the oil pump along with all oil replaced upon recommendations from the dealer with no arguments. So far I'm out ahead on my extended warranty and have one year left on the warranty.

I do have a $200 deductible but still a good deal foe me.

This 2008 has been solid with no issues, other then what was mentioned.

Car is now at 122K and doing good.
That is the type of info we need to get a better idea of which auto warranty companies are credible. I'm always getting those robo-calls on my cell from the same out of state company using a local number to sell me an extended car warranty. I blocked the numbers about +10 times and they just call again using another unblocked number. I even tried putting the call through a few times to ask to be put on a "do not call list" and they just hang up when I ask. That doesn't include all the other offers for extended warranty in my spam filter in my email address.:frown2:
 

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I am not sure if the same warranties are available after you purchase a car from a dealership or not. This particular extended warranty was offered to me up front to include it into the sale price of the vehicle.

And do get these other warranty offers via snail mail but I just chuck those.


I guess I was lucky. I got my 2008 MDX last year with a 108K miles on it. It just went thru a major sevice before I bought last August. I opted to get a third party extended warranty for 2 years. It was thru Fidelity and I had no problems with them.My car went in for a leaking transfer case seal and another leak by the oil pump. I took my car into the dealership hoping they would take care (and they did). They took care of all the work dealing with the warranty company and it wasn't even from the dealership where I bought the car.

The warranty company ended up replacing all the seals and the oil pump along with all oil replaced upon recommendations from the dealer with no arguments. So far I'm out ahead on my extended warranty and have one year left on the warranty.

I do have a $200 deductible but still a good deal foe me.

This 2008 has been solid with no issues, other then what was mentioned.

Car is now at 122K and doing good.
That is the type of info we need to get a better idea of which auto warranty companies are credible. I'm always getting those robo-calls on my cell from the same out of state company using a local number to sell me an extended car warranty. I blocked the numbers about +10 times and they just call again using another unblocked number. I even tried putting the call through a few times to ask to be put on a "do not call list" and they just hang up when I ask. That doesn't include all the other offers for extended warranty in my spam filter in my email address.<img src="http://www.mdxers.org/forums/images/MDXers_2016/smilies/tango_face_sad.png" border="0" alt="" title="Frown" class="inlineimg" />
 

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I son't have lots of dough. Just wanted the piece of mind of a warranty. That said, it appears I'm better off just setting money aside for a potential repair as opposed to purchasing an extended warranty.
I would honestly set aside some emergency money for any big repair like a transmission. The tranny will always be the weakest point on the Mdx. At times mine would act up a bit but it’s very infrequent to do anything about it.

Having owned Hondas and Acuras my whole life, staying on top of maintenance like oil changes should be enough to give you the piece of mind you want. I too hesitated about all the electronics in the Mdx. It was part of the reason I decided on a 08 instead of the 09+ where they added extras like the power lift gate, etc. One less thing to worry about malfunctioning right?
 

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Discussion Starter · #15 ·
I would honestly set aside some emergency money for any big repair like a transmission. The tranny will always be the weakest point on the Mdx. At times mine would act up a bit but it’s very infrequent to do anything about it.

Having owned Hondas and Acuras my whole life, staying on top of maintenance like oil changes should be enough to give you the piece of mind you want. I too hesitated about all the electronics in the Mdx. It was part of the reason I decided on a 08 instead of the 09+ where they added extras like the power lift gate, etc. One less thing to worry about malfunctioning right?
That was exactly why I was happy to find a low mileage 08 in my first color choice that was also a Base model. I didn't need the Nav, as I have a really good Garmin with lifetime map updates and built in bluetooth. The only thing I would have wanted out of the non-base model packages was a rear backup camera, and I've already installed a wireless system that displays on the inside rear view mirror.
 

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-Wilsoncc, since I'm not the original owner and found the car at a small mom n pop independent dealership I am out of luck getting anything with Acura.

Tom
Tom, while your vehicle won't qualify for an AcuraCare warranty as the original warranty has expired, the comment you are responding to is not correct. You do not have to be the original owner to get an AcuraCare Warranty. The vehicle just has to be within the initial warranty period. I did this with the 2005 MDX with 20k mi I bought used from a GMC dealer, and bought an AcuraCare warranty online when the vehicle had 48k mi.
 

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I have an ‘07 mdx bought new and still have -primarily because I have a lifetime warranty w 0 deductible- car has almost 200k miles - my advice is be nice to your dealer and find a good salesman to deal with ... dealer service is key to good long relationship and since owning car have had over 20k$ in replacement work w no cost - while 07 does have a few flaws ( door actuators/ hands free electronics and wheel boot and and bearings to name a few ) - the warranty also allows for car replacement and towing ( used maybe 3/4 times) while being fixed - I save all receipts and even if have other services done outside dealer - warranty company will still cover ... just recently had steering wheel motor / moves up and down that would not work in cold weather - that part was 1400$ alone - 1900$ total.... other than electrical issues for 07 model - I will continue to drive as it has been wonderful car and am very lucky to have that piece of mind and great service folks who truly care .... will buy my next car from there at some point

Warranty co. is very much stickler to me being original owner - so aftermarket warranty down the road just don’t seem the way to go IMO.
 
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