daveb,
The answer is "anything goes". Here in LA, some dealers:
Charge MSRP with some forced options [Like the dealer closest to where I live], deposit, waiting list, etc.
One in Fresno area wanted 1,000 + Forced options [had 4 in stock and available when I called!!].
Some in Orange County wanted MSRP + 2,000 [one dealer had 5 in stock for immediate delivery].
I bought mine at Metro Acura [MSRP, no options, great to work with]. Got it within 2 weeks of call to dealer.
... If you find NJ is "tight", call in metro Wash DC area [lots of dealers]. You might get lucky and it is not that far of a drive!!