It doesn't seem possible that your insurance can be that high. I'm paying almost exactly 1/2 of that in NJ. I am using Allstate. Maybe you should try them. I think if you're over 25, you should be OK there. My guess is you have points on your license or accidents on your record. My experience in NJ is that the rates don't vary much according to your carrier. Ask the agent to explain why it's so high.
I am over 25 and have no accidents or points on my record. They advised me that since I have had insurance for less than three (3) years .... I am on a higher tier level than others .... I'll try Allstate ....any other suggestions???
Maybe that 3 year rule is not true for all companies. I would talk 5 or 6 companies to see if you get the same story. Like I said, mine under 1100. That seems like a stiff penalty. Ask them what they would charge you if you had more than 3 years' history. It would be interesting to see what that number is. Good Luck.
I also have AIG and it's about $1400 / year($700+ /6mo, sorry do not remember exact number since I have multi-car policy). All discount included. ... Hm-hm, possibly not all, since DrX has it(terms he mentioned are pretty much same) for almost 50% less ...
Also about 'highest rates", - in my opinion it's state-wide comparison. It's obvious that vip9 is upset by his rates, but NYC, being the Capitol of the World, not whole NY and, I guess, everywhere else in NY rates are much lower.
If you and everyone in your household have excellent driving record, try NJ Cure. It is a non-profit insurance company. The rate is quite reasonable, but do expect to pay an additional few hundred dollars of premium above the insurance rate. In the end, it may or may not be cheaper than other insurance. But you can get a quote on line easily to compare and make your decision.