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You pay for the miles either way . . . 10cents per mile if negotiated up front, 15 if at lease end. I was in the same situation and decided on the 12k lease. Either I'll buy the car at the end, pay the penalty, or - I've heard some Acura dealerships will waive the penalty if you lease another car from them.

One thing I am finding is that I love the X so much, I'm driving it much more than usual. I've put 3.5 months worth of miles on in 6 weeks!
 
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