[SamRaja]

Just Last month I got my Silver metallic 2002 MDX w Nav. Enjoying every piece of it except my new insurance bill. I was paying $456 for my 1997 Civic at Minnesota. When I talked to my Farmers insurance agent about my MDX, he told me my MDX would cost me $657 for 6 months. Did anyone have similar experience or any suggestions?

Thanks in advance.

 

[JTM]

Sam,

Wow, it is expensive. I paid less than $600 for whole year on my 'X.

I guess your insurance company thinks you are rich and try to rip you off. :1:

 

[DaleB]

Sam,

Wow, it is expensive. I paid less than $600 for whole year on my 'X.

I guess your insurance company thinks you are rich and try to rip you off. :1:

Location, location, location. In Silicon Valley I was paying $840 a year for a '96 Mercury Villager. That's full coverage, uninsured motorists, etc. etc.
Now I pay $1080 for a 2002 MDX.
I'm 'old' too.

Remember the price of average size homes here would buy office buildings in many other places. Plus choppers here get more for car parts than most any other state.

 

[DaleB]

But I can't believe Minneapolis would be so much more than San Jose. Of the Ten the cities in the nation with the highest auto theft rate, 3 are in California.

 

[vip9]

And you are complaining???????

I pay mere $3,000 a year!!!! (that's $1,500 per 6 months)...

Granted, I live in the Capital of the World, but still it is a little steep.

(btw, that is with all imaginable discounts including multi-policy )

Do not forget that MDX is 2x or 3x more expensive than those other cars of yours. Besides, some insurance companies in some states raised rates on SUV for liability coverage - very high mortality/severe injuries rates in the OTHER cars....

I would recommend putting your old policy's declaration page (usually page 2 or 3 in your policy package) next to the new one and compare it line by line.

 

[msu79gt82]

Our MDX insurance was virtually the same ...

... as the '99 Expedition we traded in. I do not see much (if any) difference between the X and other cars we own or have own.

 

[jonnygoodboy]

Coverage for my new MDX is 66% more than coverage for my '88 Honda Civic. Purchase price of the Civic was less than a quarter than that of the 'X, plus it's 14 years old!

Seems pretty reasonable to me...

 

[luckymichael]

i pay about $700 per 6 month for my 2000TL and they told me it's going to be almost the same for MDX.

 

[JPOW]

I pay just shy of $1000 annually ($497 every 6 months). I thought that was high until I read some of the other postings here. Maybe the five star rating will work in our favor in the future ???

JPOW

 

[TheWorm]

Paying $1050/yr in SF Bay Area. About a hundred bucks more than last year No claims, crashes or tickets, either. 500/500 coverage with 100/500 deductibles.

 

[wmquan]

I remember getting insurance quotes on various SUV's. The MDX's had a premium similar to the RX300, and one or two other SUV's. Only the MB ML320 was cheaper, about 8% less IIRC.

You really can't compare the MDX's insurance premium with your Civic. After all, the MDX costs about twice as much as a Civic!

Try getting an on-line quote from Progressive Insurance if they sell in your state (www.progressive.com). You have to enter a ton of info but they give you back quotes on-line, without having to talk to any annoying person.

 

[JohnW]

I was quoted about 500.00/year higher on a new MDX here in the Denver area. It went from 920/year to ~ 1400/year. That quote was for the same coverage as The Worm's and from a 94 Passat to the MDX. I guess I'm not complaining.

The company is Safeco and we already have multi-car coverage with 'em.

JohnW

 

[DrX]

AIG Insurance

I'm paying $ 509/six months here in Jersey. Lojack discount included

 

[papawoolf]

SamRaja

If you have low deductables you might want to raise them. That should lower your insurance a little.

You may also want to look for another insurance agent.

 

[mymdxisthebest]

damn!!!!!!!!!!!!!!!! i thought i had a low rate... i pay $181/mo ... but i am only 21 so im comparing to my friends how cars paying over $300 a month... oh and i live in delaware... cant wait till my 25th birthday...

 

[arrow]

Went from a Saturn SL2 for about $380 a six months to MDX for about $460 for six months.. Not too bad.

 

[nwaring]

In Ohio

$497 a year. $300\100\100. $200 deductible on collision. $50 deductible on comprehension. Actually, my 02 Toyota Tundra is $14 more a year. Both are listed as “drive to work” vehicles. I think the side air bags, alarm etc make it a little cheaper.

 

[SamRaja]

Thanks everyone for sharing your thoughts. Now I am not feeling bad anymore. But it certainly made someone to feel very happy and someone to feel very bad. Sorry for those, who are paying higher than me. As DaleB mentioned the insurane cost is based on Location. Once if get 3 feet snow in San Jose then you will see your insurance climbing high.

 

[Maik]

I will make you all feel good....my insurance on the MDX runs $1,600 per annum! Combine that with the insurance on my wife's 530i and our annual tab is in excess of $3,000! We both have clean driving records and have no claims. But, we are penalized for living in Massachusetts!

 

[vip9]

I will make you all feel good....my insurance on the MDX runs $1,600 per annum! Combine that with the insurance on my wife's 530i and our annual tab is in excess of $3,000! We both have clean driving records and have no claims. But, we are penalized for living in Massachusetts!

Dude, sorry to rain on you parade....
Read my previous post in this thread - my premium for MDX just south of you in New York are close to yours for 2 cars.