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I support previous 2 replies. In my opinion ins. co-s often just paying around in a try to squeeze more money, just do not give up. Call and mention follows:
1. it is self-arming as long as you lock doors from outside(technically it's 2 different procedures - locking doors and turning alarm which takes 15 seconds) and this is stated in the manual, so you can fax them pages from the manual if they say they can't get this info from vin;
2. if they still say it's not 'self-arming', which they probably may, since if you forgot to lock the car alarm is not set either, - mention about immobilizer;
3. it has anti-theft on audio that sets itself if battery is disconnected and you need a key to get it working again.

Try another company if yours doesn't want to reconsider, - it gives you another 13 mos at least :D .
 

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After my ins. company(AIG) discovered that I do not have a LoJack(somehow initially they decided that I had it) they decreased the anti-theft discount by 5%. BTW, that's almost exactly what they add for windows glass etching to 20% I have. It shows that in that phrase about "up to 25%" discount on your ins. first 2 words are the key ones. Perhaps, getting the system is not only about a discount on ins., but more about "peace of mind".
 
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