MDX Lease Buy-Out Question - Acura MDX Forum : Acura MDX SUV Forums
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post #1 of 3 (permalink) Old 10-31-2017 Thread Starter
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MDX Lease Buy-Out Question

Hi Everyone,

I'm looking for some recommendations on how to negotiate a lease buy-out. My '15 MDX lease is ending in early January, and I'm pretty happy with the car. It's under miles, and my residual is low enough to be more than $5k under its current value. I've never negotiated the lease buy-out, and looking for some recommendations on this. As far as I know, residual price cannot be negotiated. How do I approach the interest rate then, and who do I negotiate through? The Acura dealer where I purchased the car is no longer in business.

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post #2 of 3 (permalink) Old 10-31-2017
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Local bank or credit union could be helpful in securing financing...I would start there...what can you borrow/terms etc...then call whoever is handling the lease to get payoff..go from there..

I'm assuming you're not just cashing out...if so, that is the lease company and pay them off.

2002 MDX 227K miles.. Silver/Black
2011 MDX Tech 125K Miles Palladium/Taupe
2003 BMW Z4 3.0 55K Miles 6 Speed Titan Silver/Dream Red
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post #3 of 3 (permalink) Old 10-31-2017
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If you are a AAA member, they also offer financing.

As said above, nothing to negotiate with lessor since residual is set. By buying the vehicle you do avoid the disposition fee.

I would assume that your lender will coordinate with Acura Financial, as the lender would want to know that lease was paid off, and they would also want to make sure title reflected their lien.

2017 MDX Advance, White Diamond Pearl/Espresso
2015 Mercedes S550
2019 Lexus ES300h
2000 Chevy Silverado 2500
Previous MDXs: 2001 Touring, 2005 Touring, 2011 Advance
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