Please Help-- '05 MDX Engine Problem?
I'm desperate for some insight or answers. I have an '05 MDX, 125K miles, purchased 14 months ago. My husband was driving it yesterday morning when suddenly it started making really horrible clacking sounds. Thankfully this happened a few hundred yards away from an auto care center. He cruised in and after they listened/looked at it said it sounded like the timing belt had jumped and we should get it towed to the dealer. We just had the timing belt replaced 6 months ago so we thought maybe the install had been performed improperly. After the dealer's service department looked at it this morning they said the belt is fine and that as far as they can tell it's the engine. All they said was that "there's an internal rattle and it could be a bearing problem" and recommended a local engine re-builder that would replace the engine for $5,000. They won't even LOOK at the engine because "we don't do that sort of thing here."
I don't even know what to do. I started calling BBB accredited engine repair and re-build shops and relaying the meager information that the dealer gave me. I found one that will do a diagnostic for a reasonable price, I guess that should be the first step? I cannot afford to replace the engine. I'm about to lose my mind here. What could cause something like this to happen? Has anyone had a similar experience? Or have any advice to offer? I really appreciate any help at all. Thanks.